Paymefy 

Paymefy Key Insights

What is Paymefy?

Paymefy is a cloud based, AI enabled accounts receivable and debt collection platform that automates the entire invoice recovery process for businesses. Built in Spain and trusted by over 1.5 million end payers, it connects directly with your existing ERP or CRM to extract unpaid invoices and run automated, multichannel collection campaigns across email, SMS, certified messaging, and AI voice calls. 

The platform provides one click payment links for debtors, supports partial payments and instalment plans, and handles real time bank reconciliation automatically. Paymefy is designed for finance teams that want to reduce Days Sales Outstanding (DSO), lower bad debt ratios, and reclaim hours lost to manual chasing. Companies using the platform report an average 3.4x ROI and up to 52% lower DSO within months of deployment.

Key Features of Paymefy

AI Collection Agent for Automated Campaigns

Paymefy’s AI agent replaces the manual follow up cycle entirely. It analyses debtor behaviour, selects the optimal contact time, and sends personalised reminders across multiple channels without human input. Finance teams can expect up to 65% reduction in collection time, freeing staff to focus on higher value tasks.

One Click Payment with Flexible Options

Every notification includes a direct payment link that allows debtors to pay immediately. The platform supports single invoice payment, multi invoice consolidation, partial payments, and custom instalment plans. This friction free approach drives a reported 40% increase in payment rates across Paymefy’s client base.

Automatic Bank Reconciliation

Once a payment lands, Paymefy uses unique transaction identifiers to match it against the corresponding invoice in your ERP. This eliminates manual reconciliation errors and ensures your finance ledger stays accurate in real time. No more spreadsheet matching at month end.

ERP and CRM Native Integration

The platform offers prebuilt connectors for SAP, Microsoft Dynamics, Sage, and other major ERPs alongside a full REST API for custom setups. Integration typically takes days rather than months. The ETL connector synchronises debtor data, invoice status, and payment records automatically between systems.

Verified and Certified Communication Channels

Paymefy sends all outreach through BIMI certified email, legally certified SMS, and AI powered voice calls trained on your company’s knowledge base. This builds trust with debtors and provides a legal audit trail for every interaction. WhatsApp Business integration is also on the roadmap.

Behavioural Analytics and Continuous Optimisation

The platform tracks debtor response patterns, payment habits, and engagement metrics to continuously refine outreach strategy. It identifies which messages work, the best time to send them, and adjusts campaigns accordingly. This machine learning loop means collection performance improves over time without manual intervention.

Paymefy Pricing Plans

Paymefy does not publish fixed pricing on its website. All plans are tailored to the organisation’s invoice volume and collection needs. Prospective users should request a personalised demo through the contact page to receive a quote.

Getting Started with Paymefy

• Step 1. Visit paymefy.com and click “Request Demo” to schedule a personalised walkthrough with the sales team.

• Step 2. Connect your existing ERP, CRM, or billing system through one of the prebuilt connectors or the REST API.
• Step 3. Configure your collection strategy by setting up automated campaigns, message templates, payment options, and debtor segmentation rules.
• Step 4. Launch your first campaign and let the AI agent handle outreach, follow ups, and payment tracking automatically.
• Step 5. Monitor results via the dashboard, review reconciliation reports, and refine campaign strategies based on the behavioural analytics provided.

Pros and Cons

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